Understanding Balance Transfers

The Worst Kept Secret in Personal Finance!

Balance Transfers: The Worst Kept Secret in Personal Finance! Understanding Balance Transfers What if we told you, you didn’t have to pay interest or fees on your credit card balance for a whole year? What if we told you…doing so could help you get out of debt faster? Would you believe us? It can’t be […]

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Good Debt vs. Bad Debt – Yofii

What is Good Debt? What is Bad Debt?

Good Debt vs. Bad Debt What’s the difference? Many of us were conditioned to believe all debt was bad. Did you know there is actually ‘good debt’? Mind-blowing huh? Did you know, people without credit cards usually have lower credit scores than people with credit cards? We often hear a lot about credit scores and […]

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Understanding Credit Card APR's

Understanding Your Credit Card APR!

APR – The Devil is in The Details! How credit card companies make money? Many of us Millennials grew up in the golden age of acronyms like OMG (Oh My God), ‘LOL’ (Laugh Out Loud) and recently, ‘FOMO’ (Fear Of Missing Out). But, there’s one acronym that has even the savviest saying; ‘WTF’, and that’s […]

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